Tata Capital Share Price Highlights: How has been Its historical performance?

Tata Capital Share Price Highlights: How has been Its historical performance?

 

Tata Capital Share Price Highlights

Tata Capital Ltd (TATACAP) has shown stable but range-bound historical performance since its NSE listing on October 13, 2025, trading between a 52-week high of ₹336.65 (October 17, 2025) and low of ₹315.10 (November 21, 2025), with the latest close at ₹321.55 on December 2, 2025, down 0.45% amid minor volatility. As a recent IPO priced at ₹310-326 band, the stock debuted flat to slightly positive but has delivered YTD returns of -2.71% and 1-month returns of -1.76%, underperforming Nifty IPO index's -7.99% YTD due to NBFC sector pressures like rate sensitivity.​

Listing and Early Trading

Tata Capital's IPO, open October 6-8, 2025, raised ₹15,512 crore at a 3.2x P/B valuation, reflecting strong revenue CAGR of 44% from FY23-25 (₹28,370 crore in FY25) and PAT growth to ₹3,655 crore. Post-listing, shares hovered around ₹320-330, peaking at ₹336.65 early amid Tata group sentiment, but corrected to ₹315 lows on broader market profit-booking and Q2 FY26 caution. 1-week returns stand at -1.06%, with 65.74% delivery indicating long-term holder interest despite 8.79% annualized volatility.​

Financial Performance Backdrop

Pre-listing, FY25 delivered 56% sales growth to ₹21,940 crore and 4% PAT rise to ₹2,594 crore, with ROE at 13% and ROA at 1.47%, supported by diversified lending (NIM ~5.2%) and digital push. 3-year sales CAGR hit 41% with 31% profit CAGR, but post-IPO P/B of 4.95x trades at a premium to book value of ₹65.08, signaling growth expectations in underpenetrated NBFC markets. Promoter holding at 85% adds stability, though peers like Bajaj Finance show superior asset turnover.​

Key Phases and Returns

• IPO to Peak (Oct 13-17, 2025): +3-5% gains from listing to ₹336 high on subscription momentum (3.42x QIB).​

• Correction Phase (Late Oct-Nov): -6% drawdown to ₹315 amid volume spikes (e.g., 28M shares on Oct 14), reflecting rate hike fears.​

• Recent Stabilization (Nov-Dec): Sideways around ₹320-325, with 1Y return at 0% (new listing) but daily volatility at 0.46%.​

Period	Absolute Return	vs Nifty IPO ​
1W	-1.06%	-0.14%
1M	-1.76%	-4.91%
YTD	-2.71%	-7.99%
1Y	0.00%	-6.68%

Tata Capital positions as a steady NBFC play with Tata backing, but short history limits long-term assessment—future tied to capex lending and NIM stability. Past performance does not guarantee results; diversify and consult SEBI-registered advisors.