The top 10 InsureTech startups of India You should know about?

The top 10 InsureTech startups of India You should know about?

The top 10 InsureTech startups in India you should know about in 2025 are revolutionizing the insurance sector with technology-driven solutions to simplify policy purchasing, claims processing, and personalized coverage. These startups focus on digital-first experiences, AI underwriting, and niche products to boost insurance penetration and customer convenience.

Top 10 InsureTech Startups in India (2025)

1. PolicyBazaar
   India’s largest insurance aggregator with a wide array of products including health, motor, life, and travel insurance. It leverages AI to offer price comparisons, personalized recommendations, and instant purchases through its digital platform.

2. Acko General Insurance
   A fully digital general insurer known for innovation in auto and health insurance, offering quick claim settlements and personalized policies using data analytics.

3. Go Digit Insurance
   Digitally native insurer offering diverse policies including auto, health, and travel insurance. Known for simplified claim processes, backed by strong technology infrastructure.

4. RenewBuy
   An online marketplace offering seamless renewals and purchase of life and health insurance, enhanced by AI-driven personalized advisory services.

5. SecureNow
   Focusing on the SME sector, SecureNow provides AI-powered commercial and group insurance policies, simplifying the purchase and management for businesses.

6. Toffee Insurance
   A niche player providing micro-insurance solutions to millennials for specific risks like two-wheelers and gadgets with bite-sized affordable policies.

7. Turtlemint
   An AI-driven insurance marketplace that combines technology and advisory, offering a curated panel of insurers and easy comparison tools for customers.

8. Onsurity
   Innovative in employee healthcare coverage, Onsurity delivers digital wellness and healthcare insurance plans to startups and SMBs.

9. InsuranceDekho
   A phygital distributor that blends online and offline channels to provide customers with a comprehensive insurance buying experience.

10. Pazcare
    Focused on employee benefits and wellness insurance, Pazcare integrates technology to manage claims and offers digital dashboards for employers to monitor health plans.

These startups are leveraging AI, automation, and mobile platforms to redefine insurance distribution, underwriting, and customer experience in India. The sector is rapidly growing with increasing investments and consumer adoption driven by affordability, accessibility, and personalization needs in insurance. The Indian InsureTech market is expected to grow at an annual rate exceeding 50% over coming years, with these leaders at the forefront of transformation.